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Pick two to five tools. Every cell comes from a verified record; anything unverified says so. There is no overall winner — the right choice depends on your task, budget and technical needs.

CriterionFireflies.aiOtter.aiMicrosoft 365 CopilotIntercom Fin
ProviderFireflies.aiOtter.aiMicrosoftIntercom
What it is forAn AI notetaker that records, transcribes and summarises meetings in 100+ languages, with an API on every plan.An AI meeting assistant that transcribes calls live, writes summaries and action items, and answers questions across your meetings.Microsoft's AI assistant inside Word, Excel, PowerPoint, Outlook and Teams, grounded in your organisation's work data.Intercom's AI agent Fin answers customer questions and resolves issues, priced per outcome, with or without the Intercom helpdesk.
Latest confirmed model————
Main capabilities
  • Transcription
  • AI summaries (Depends on plan)
  • AskFred assistant
  • Video recording (Depends on plan)
  • Conversation intelligence (Depends on plan)
  • GraphQL API
  • Live transcription
  • AI summaries and chat
  • Meeting length (Depends on plan)
  • CRM integrations (Depends on plan)
  • MCP server
  • API and webhooks (Depends on plan)
  • Copilot in Office apps (Depends on plan)
  • Copilot in Teams (Depends on plan)
  • Copilot Chat
  • Agents
  • Copilot APIs
  • Fin AI Agent
  • Fin standalone
  • Copilot (Depends on plan)
  • Pro add-on (Depends on plan)
  • Helpdesk (Depends on plan)
  • REST API
Free planYes
400 minutes storage per team; 20 AI credits; limited AI summaries; 2-hour recording limit
Yes
300 minutes/month; 30 min per conversation; 3 lifetime file imports; 25 most recent conversations
Yes
Agents billed on a metered basis
No
Cheapest paid planPro: $18/mo
$10/mo billed annually
Per seat
Pro: $16.99/mo
$8.33/mo billed annually
Per user. Education: $13.59 monthly or $6.67/month annually ($79.99/year)
Microsoft 365 Copilot Business (add-on): $25.20/mo
$21/mo billed annually
$18/month first year promo for orders 1 Jul-31 Dec 2026 with annual commitment
Essential: $39/mo
$29/mo billed annually
Per seat plus $0.99 per Fin outcome; an A/B variant of the page showed $19 annual
API accessYes · docs (opens in a new tab)LimitedYes · docs (opens in a new tab)Yes · docs (opens in a new tab)
Learning curveBeginner-friendlyBeginner-friendlyBeginner-friendlySome experience helps
Last verifiedOct 19, 2026Oct 19, 2026Oct 19, 2026Oct 19, 2026
How to choose

Start from the rows that matter for your job: a free plan and learning curve for casual use; API access, rates and data terms for building products; context window and modalities for long documents or images. Provider claims are labelled as such; we do not rank.

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